Information Collection
Registration and Service Professional Enrollment
In order to enroll as a prospective Service Professional, a user must
first complete a registration form. During registration a user is required
to give contact information (such as name and email address). We use this
information to contact Service Professionals about services on our site
for which they have expressed interest, and to inform Service Professionals
of leads. By providing this information to us, or by submitting a service
request, you expressly consent to being contacted by us and by our Service
Professionals and providers via phone, fax, email, mail or other reasonable
means, at any of your contact numbers or addresses, in order that we may
provide the services set forth on our Web site, service your account,
reasonably address matters pertaining to your account or for other reasonable
purposes related to our business. Unique identifiers (such as username
and password) are required. It is optional for the user to provide demographic
information (such as income level and gender) but encouraged so we can
provide a more personalized experience on our Web site. We also require
a US Service Professional's social security number or federal tax id number
to complete a background check (credit is not checked), prior to a US
Service Professional being approved to join our network.
We collect personally identifiable data from consumers only when they knowingly provide us with such information, such as when the consumer completes an online survey, or participates in a contest or sweepstakes.
Feedback, Ratings and Reviews and Testimonials
Additionally, we collect feedback from users (called ratings and reviews)
about the performance of Service Professionals who work for them. We may
collect general feedback and testimonials from users of our service and
system. By providing such feedback to us, you consent to our use, publication
and/or distribution of such feedback at no compensation to you, and you
acknowledge that all such ratings and reviews are solely owned by USMilitary-Loans.
Information Use
Profile
We store information that we collect through the Web site experience and
activities, cookies, log files, clear gifs, and/or third parties to create
a profile of our users. A profile is stored information that we keep on
individual users that detail their viewing preferences, activities and
interactions with USMilitary-Loans. Consequently, collected information
is tied to the user's personally identifiable information to provide offers
and improve the content of the site for the user. This profile is used
to tailor a user's visit to our Web site and to direct pertinent marketing
promotions and communications to them.
Cookies
A cookie is a piece of data tied to information about the user and stored
on the user's computer. We use both session cookies, which terminate when
a user closes his browser, and persistent cookies, which remain on the
user's computer until manually deleted.
By setting a persistent cookie, we enable our users to not have to log in with a password more than once, thereby saving time while on our Web site. If users reject these cookies, they may still use our Web site. The only drawback to this is that the experience and/or access of a user may be limited in some areas of our Web site. For example, the user may not be able to participate in any of our sweepstakes, contests or monthly drawings that may take place. See the "Profile" section.
We may use third-party advertising companies to serve ads on our behalf and to monitor certain pages of our Web site for the purpose of reporting web traffic, statistics, advertisement 'click-throughs', and/or other activities on our site. These companies, which may include OPM Performance Marketing ("OPM"), a division of Overture Services, Inc. ("Overture") and Microsoft, Inc., may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous. If you would like more information about this practice and your choices, click here.
Third Party Advertising
Some of our business partners may use cookies on our Web site (for example,
advertisers). We have no access to or control over these cookies once
our business partners have been given permission to set cookies. This
privacy statement covers the use of cookies by USMilitary-Loans only and
does not cover the use of cookies by any advertisers.
Log Files
Like most standard Web site servers we use log files. This includes internet
protocol (IP) addresses, browser type, internet service provider (ISP),
referring/exit pages, platform type, date/time stamp, and number of clicks
to analyze trends, administer the Web site, track user's movement in the
aggregate, and gather broad demographic information for aggregate use.
Clear Gifs
We periodically employ and/or our third party advertisers employ a software
technology called clear gifs (a.k.a. Web Beacons/Web Bugs), that help
us better manage content on our site and marketing campaigns by informing
us what content and which campaigns are effective. Clear gifs are tiny
graphics, about the size of a period at the end of a sentence, with a
unique identifier. Clear gifs are similar in function to cookies and are
used to track the online movements of Web users.
Clear Gifs can "work with" existing cookies on a computer if they are both from the same Web site or advertising company. That means, for example, that if a person visited "www.companyX.com", which uses an advertising company's clear gif, the Web site or advertising company would match the clear gif's identifier and the advertising company's cookie ID number, to show the past online behavior for that computer. This collected information would then be given to the advertising company or Web site. To learn more about our advertising partners' use of clear gifs, please contact us at privacy@USMilitary-Loans.com.
In addition, USMilitary-Loans and its advertisers use clear gifs in HTML-based
emails. This allows us to gauge the effectiveness of certain communications
and the effectiveness of our marketing campaigns by showing how may emails
have been opened by the recipients. If users would like to opt-out of
these emails, please see the Opt-out section.
You are encouraged to check the privacy page once in a while to get the most updated policies.
Military loans are available to active duty officers in the Army, Navy, Air Force, Marines, Coast Guard, Department of Defense and Veterans of the United States Armed Forces. Click here to apply
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